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Youth Accounts

Tomorrow’s Savers Getting Their Start Today

Help make responsible banking a lasting practice with programs specially designed to encourage the young people in your life to manage their money and reach their savings goals.

Jump Start Checking

It’s the perfect (and perfectly free) way for young people through age 18* to experience responsible saving and spending.

  • $50 to open
  • Free digital controls so parents can help manage money and spending.
  • No monthly fee or minimum balance
  • Earns interest on any balance
  • Free debit/ATM card, nationwide access to 40,000+ surcharge-free ATMs
  • Personalized financial education

Current Jump Start Checking Rates & Disclosures

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Debit Cards & Accessing Money

The Jump Start Checking account provides a comprehensive solution for young account holders by including a debit card and digital banking services. These tools work together to offer kids the freedom to manage their own finances, while empowering parents with digital controls to monitor and guide their spending. It’s a perfect combo that lets your child explore the world of money safely, helping them build confidence and learn smart financial habits—all with you right there to cheer them on!

Digital Banking & Card Control

With Card Control, managing your child’s debit card is quick and easy. You can instantly turn the card on or off right from your mobile phone, giving you peace of mind if it’s ever lost or stolen. This great feature protects against fraud and adds an extra layer of security. Plus, with real-time alerts, you’ll always be in the loop on your child’s spending, making it easy to stay on top of their money management.

Youth Banking Accounts

Youth Accounts Jump Start Checking Super Saver Account Dream Builder & Saver CDs
Minimum Balance to Open Open/Close
Youth Accounts Minimum Balance to Open Jump Start Checking $50 Super Saver Account $1 Dream Builder & Saver CDs $50
Earns Interest Open/Close
Youth Accounts Earns Interest ✓ ✓ ✓
Digital Banking Open/Close
Youth Accounts Digital Banking ✓ ✓ Dream Builder & Saver CDs None
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* All accounts offer digital banking.

A teenage daughter with her mother at the dinner tableSuper Saver Account
Help your kids learn the rewards of saving with a tried-and-true starter savings account.

  • Just $1 to open
  • No minimum balance
  • Competitive interest rate compounded daily, paid quarterly

Current Super Saver Rates & Disclosures

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Boy on the bed with dogsDream Builder & Dream Saver CDs 
Help your child save for long-term goals like college, summer camps, travel experiences and more with our specially designed CDs for youths 18 and under.

  • Enjoy higher competitive interest rates
  • Dream Saver allows you to contribute what you want when it’s most convenient
  • Dream Builder allows you to set up monthly automatic contributions

Current Dream Builder & Dream Saver Rates & Disclosures

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