Our Yelm Highway phone line is currently not operational. For all general inquiries and to reach employees through a dial by number directory, please call (360) 754-3430.

Community Homebuyer Classes

At OlyFed, we believe quality homebuyer education is key to successful homeownership. Whether you just started thinking about homeownership, you’re currently house-hunting or you’ve owned a home for years, we’re here to help you feel confident throughout the home-buying process.

Classes cover advantages and responsibilities associated with homeownership, budgeting and saving, the importance of credit, available loan options, timeline and process and the key players on your home-buying team.

Introduction to OlyFed's Home Loan Programs

Small family moving int their home

First-Time Buyer Program

For over a century, we have diligently worked to help our community make homeownership an achievable goal. With our First-Time Buyer Program receive discounted rates and fees as our housewarming gift to you. We’ll be here to help you through the process.

Check Current Rates & Disclosures

Woman moving packing box in new home

Conventional Loans

Go tried and true with classic 10, 15, 20 and 30 year terms and up to 97% financing.

Current Rates & Disclosures

Home Sweet Home Sign

Affordable Loan Program

In today’s fast-paced market, housing values continue to rise, making affordability a growing challenge for many households. To help eliminate barriers, we created a special affordable home loan program.

Current Rates & Disclosures

New home construction in Thurston County funded by OlyFed

Construction Loans

With an eye for detail, we design our construction loans to meet your financial needs so you can rest comfortably in your new home for years to come.

Current Construction Rates & Disclosures

Homebuyer Education from MGIC

We are proud to collaborate with our partners at MGIC (Mortgage Guaranty Insurance Corporation) to offer a comprehensive homebuyer education program called ReadyNest. This unique online resource provides convenient, easy-to-understand, no-cost tutorials that break down the home-buying process, including understanding credit, budgeting, getting a mortgage and being a successful homeowner. This no-cost program also provides affordability calculators, worksheets and other tools along with engaging stories, videos and infographics with valuable and relevant information.

Get Started Today!