Manufactured Home Loans

Rates accurate as of February 21, 2025

Return to Rates Page

Rates accurate as of February 21, 2025
Click to Print
Type of Loan Interest Rate Annual Percentage Rate (APR) Loan Fee
30-Year Fixed (Owner Occupied) - New Construction Only Open/Close
Type of Loan 30-Year Fixed (Owner Occupied) - New Construction Only Interest Rate 7.750% Annual Percentage Rate (APR) 7.997% Loan Fee 1% Contact a Loan Officer
20-Year Fixed (Owner Occupied) Open/Close
Type of Loan 20-Year Fixed (Owner Occupied) Interest Rate 7.500% Annual Percentage Rate (APR) 7.812% Loan Fee 1% Contact a Loan Officer
15-Year Fixed (Owner Occupied) Open/Close
Type of Loan 15-Year Fixed (Owner Occupied) Interest Rate 7.250% Annual Percentage Rate (APR) 7.631% Loan Fee 1% Contact a Loan Officer
20-Year Fixed (Non-Owner Occupied) Open/Close
Type of Loan 20-Year Fixed (Non-Owner Occupied) Interest Rate 9.250% Annual Percentage Rate (APR) 9.595% Loan Fee 1% Contact a Loan Officer
15-Year Fixed (Non-Owner Occupied) Open/Close
Type of Loan 15-Year Fixed (Non-Owner Occupied) Interest Rate 9.000% Annual Percentage Rate (APR) 9.415% Loan Fee 1% Contact a Loan Officer

HOME LOAN PAYMENT CALCULATIONS
Calculations based on $100,000.00 conventional loan with 30% down payment (purchase) or equity position (refinancing) for owner occupied financing and 40% down payment (purchase) or equity position (refinancing) for non-owner occupied financing. Payment examples are principal and interest only and do not include taxes and insurance which may result in a higher monthly payment.

  • Owner Occupied (30-Year Mortgage, New Construction): Interest rate 7.750%, Annual Percentage Rate (APR) 7.997%, 360 monthly payments of $716.41 each, total interest paid $158,233.79
  • Owner Occupied (20-Year Mortgage): Interest rate 7.500%, Annual Percentage Rate (APR) 7.812%, 240 monthly payments of $805.59 each, total interest paid $93,655.84
  • Owner Occupied (15-Year Mortgage): Interest rate 7.250%, Annual Percentage Rate (APR) 7.631%, 180 monthly payments of $912.86 each, total interest paid $64,617.95
  • Non-Owner Occupied (20-Year Mortgage): Interest rate 9.250%, Annual Percentage Rate (APR) 9.595%, 240 monthly payments of $915.87 each, total interest paid $120,191.83
  • Non-Owner Occupied (15-Year Mortgage): Interest rate 9.000%, Annual Percentage Rate (APR) 9.415%, 180 monthly payments of $1,014.27 each, total interest paid $82,942.37

Member FDIC
Equal Housing Lender